Privacy Policy 

Last updated: 9/04/2025

1. Introduction

At MyPolicyPoint.com (“Company,” “we,” “our,” or “us”), your privacy is important. We are a licensed insurance brokerage specializing in Medicare Advantage, Medicare Supplement, and Prescription Drug Plans. This Privacy Policy explains how we collect, use, and safeguard your information in compliance with applicable laws, including the Health Insurance Portability and Accountability Act (HIPAA) and Centers for Medicare & Medicaid Services (CMS) marketing guidelines.

By using our website, you agree to the practices described in this Privacy Policy.

2. Information We Collect

We may collect the following categories of information:

• Personal Identifiable Information (PII): Name, date of birth, address, phone number, email address, Medicare Beneficiary Identifier (MBI), and Social Security Number (if voluntarily provided).

• Health Information: Details necessary to evaluate Medicare Advantage or Part D eligibility and enrollment (e.g., current health coverage, prescription drugs, preferred providers).

• Website & Technical Data: Browser type, device ID, IP address, cookies, and usage patterns.

3. How We Use Your Information

We use your information to:

• Provide insurance plan comparisons and enrollment assistance

• Verify eligibility and help you apply for Medicare Advantage or Part D coverage

• Communicate with you about your insurance options and related services

• Comply with CMS, HIPAA, and other regulatory requirements

• Improve website performance and user experience

By providing your contact information, you consent to be contacted by a licensed insurance agent to discuss Medicare Advantage, Medicare Supplement, and Prescription Drug Plans. A Scope of Appointment (SOA) may be required before specific plan details are discussed, in compliance with CMS regulations.

We will never sell your personal or health information to third parties.

4. How We Share Your Information

We may disclose your information only as permitted by law, including:

• Insurance Carriers: To process applications or verify eligibility

• Licensed Agents/Brokers: For plan recommendation and enrollment purposes

• Regulatory Agencies: As required by CMS, HIPAA, or applicable state/federal law

• Service Providers: For website hosting, email communication, or secure data processing

Text message originator opt-in data will not be shared with third parties.

5. Data Security

We maintain administrative, technical, and physical safeguards to protect your data. However, no transmission over the Internet is completely secure.

6. Your Rights

You have the right to:

• Request access to the information we maintain about you

• Request corrections to inaccurate data

• Request deletion of personal data (subject to CMS record-retention requirements)

• Opt out of marketing communications

7. CMS Marketing Disclosure

By submitting your information, you consent to be contacted by a licensed insurance agent regarding Medicare Advantage, Medicare Supplement, and Prescription Drug Plans. Contact may be made by phone, text message, or email. You are not required to provide consent as a condition of enrollment.

8. Children’s Privacy

Our services are intended for individuals eligible for Medicare (generally age 65+). We do not knowingly collect data from children under 13.

9. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted with a new “Last Updated” date.

10. Contact Us

📧 info@mypolicypoint.com
📍 744 N Wells St STE 101 Chicago IL 60654